BoQ Gold Visa Credit Card

BoQ Gold Credit Card - Earn Airline Reward Points
  • Additional Card Fee
  • Annual Fee
  • Balance Transfer Period
  • Balance Transfer Rate
  • Cash Advance Rate
  • Credit Limit
  • Frequent Flyer Points
  • Interest Free Period
  • International Travel Insurance
  • Minimum Age
  • Minimum Income
  • Purchase Protection Insurance
  • Purchase Rate
  • Reward Points
  • Rewards Program
  • $15 p.a.
  • $120 p.a.
  • -
  • -
  • 21.74% p.a.
  • $25,000
  • $1 = 1.75 Q Rewards points
  • Up to 55 days
  • Yes
  • 18 years old
  • $30,000
  • Yes
  • 20.74% p.a.
  • $1 = 1.75 Q Rewards points
  • Q Rewards

The Important Stuff

  • Q Rewards program points allow you to fly all airlines including Virgin Australia, JetStar and Qantas at any time (subject to availability and confirmation).
  • Earn 1.75 Q Rewards Points for every $1 spent. Q Rewards points never expire.
  • Redeem Q Rewards Points for shopping vouchers from outlets such as Myer, David Jones, Hoyts and Village Cinemas, Toys R Us, Bunnings Warehouse and Dreamworld.
  • International travel insurance for everything from medical emergencies to lost luggage or missed flights
  • Purchase Cover Insurance on most new items you're covered against loss, theft or damage for three months
  • Priority 24-hour customer service on a dedicated Gold Visa card enquiries line
  • $1,000 daily cash advance limit through ATMs

In Depth Review

Looking for a card that boasts an excellent Rewards Program and puts more benefits within your reach? This is definitely one you want to consider!

Yay!

Despite the higher end annual fee, this card has a huge amount to offer. Firstly the Q Rewards Program gives you great points earning potential and enormous flexibility in how you redeem your points. We all hate earning a bunch of points only to find out we have to use them on something we don’t really need or want but you don’t have to worry about that with this card! With the BoQ Gold Visa card you get a choice of airlines with which to redeem your points (Jetstar, Virgin Australia & Qantas yen you book through Take Flight), and if you’re not a traveller you can also use points for shopping vouchers. Participating stores include Bunnings, Myer, David Jones, Hoyts & Village Cinemas and more. The points you earn per dollar never expire meaning you don’t have to add that one more thing to your busy life schedule – remembering to redeem points before they all go to waste! Instead, you can simply use them at your leisure.

In addition to a fantastic Rewards Program, you can enjoy International travel insurance, purchase cover insurance and priority 24-hour customer service on a dedicated Gold Visa card enquiries line. Finally, as is fairly standard, you’ll receive the 55 day interest free period with this card.

Boo

The interest rates on this card aren’t great but if you make your monthly repayments on time this won’t be an issue and will leave you simply able to enjoy the benefits of the card. There is also a $1000 daily cash advance limit through ATMs but you want to avoid cash advances anyway.

In the end…

Overall, the Bank of Queensland Gold Visa credit card is an excellent card with plenty of benefits. The mid to higher income earner can earn some excellent points whilst enjoying the security and added features the card has to offer.