Macquarie Visa Gold Credit Card

Macquarie Bank Visa Gold Credit Card Review - Details & Application
  • Annual Fee
  • Balance Transfer Period
  • Balance Transfer Rate
  • Cash Advance Rate
  • Frequent Flyer Points
  • Interest Free Period
  • International Travel Insurance
  • Intro Rate
  • Minimum Age
  • Minimum Income
  • Purchase Rate
  • Reward Points
  • Rewards Program
  • $100 p.a.
  • 6 months
  • 0% p.a.
  • 21.95% p.a.
  • $1 = 1 Macquarie Bank Rewards point
  • Up to 55 days
  • Yes
  • 0% p.a.
  • 18 years old
  • $50,000
  • 20.70% p.a.
  • $1 = 1 Macquarie Bank Rewards point
  • Macquarie Bank Rewards

The Important Stuff

  • 1 Reward point per dollar spent, with no expiry
  • Redeem your points for a wide variety of rewards including flights on all major airlines, anywhere, any time (Subject to availability), gift cards, electronics and special experiences.
  • Peace of mind with complimentary international travel insurance, extended warranty, and 90 day purchase protection insurance
  • Financial flexibility with up to 55 days interest free on purchases
  • Access to offers and discounts through Visa Entertainment

In Depth Review

If you’ve got itchy feet and are dying to do some travelling, then this might just be the card you’ve been waiting for which will have you up and away before you know it.

Yay!

When you’re earning one point for every dollar you spend it is pretty easy to see how those points can start to add up getting you ever closer to free travel on the airline of your choice. And if you use your card with MyChoice Travel you will receive a whopping 3 points for every dollar spent. This is on top of a 0% p.a. and fantastic customer service. Points can be redeemed against a whole array of other merchandise like toys, electronics, sports and fitness equipment if you don’t want to take to the skies.

Boo!

You will need to weigh whether the $100 annual fee is worth it for you, but if you use your card a reasonable amount, then you will easily earn that back in bonus points. With 20.70% p.a. interest on purchases and 21.95% p.a. on cash advances it isn’t very forgiving if you aren’t paying it off every month, so plan accordingly.

In The End …

As long as you aren’t carrying a balance after your six month 0% interest period, this is a great card for quickly accumulating points which could take you to exciting places you’ve never been!