Maybe Try These:
 | Qantas American Express Discovery Credit Card |
 | American Express Gold Ascent Credit Card |
 | American Express Qantas Ultimate Credit Card |
 | Citi Select Credit Card |
 | American Express Qantas Premium Credit Card |
Virgin Flyer Credit Card
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The Important Stuff
- An impressive balance transfer rate of 1.9% p.a. for the first 12 months, reverting to the cash advance rate after 12 months.
- You'll earn 1 Velocity Point per $1 spent up to $1,500 per month and then 1 Velocity Point for every $2 spent. Redeem your Velocity Points for more flights or other great rewards.
- Buy a Virgin Australia domestic seat and we’ll give you a complimentary seat on the same flight up to 4 times every year! Just cover the credit card booking fees. Flights subject to availability, conditions apply.
- Enjoy up to 44 interest free days.
- Get access to some great Virgin family offers.
- You'll get all this for just a $99 annual fee.
- Apply now
In Depth Review
The Virgin Flyer card has all the features and bonuses a regular traveller could want. It’ll give you great earning potential for Velocity Points, buy 1 get 1 free flight deals, excellent security and convenience features and competitive rates.
Yay!
The travelling benefits this card has to offer are fantastic. If you spend enough you can earn Velocity Points that can be redeemed on flights, accommodation, car hire, shopping, travel and extras or you can even donate the extra you earn to charities. Virgin also offer the possibility of getting a second seat free on Virgin Australia Flights up to 4 times a year when you use your Virgin Flyer credit card.
These bonuses are a catch if you can use them but the card also gives you convenience and peace of mind with its many security benefits. You’ll be protected with: Fraudshield (an irregular transaction detection system), Visa’s Zero Liability policy, advanced online security, no fuss quick replacement for lost or stolen cards, assistance when you need it 24/7 and state of the art secure chip technology.
The card has competitive rates and a very reasonable annual fee with some short but excellent introductory offers as well.
Boo
It’s always important to read the fine print and work out whether the annual fee is worth your while for what you will get out of the card. You can earn points with the use of the card but you need to realise the huge amount of points you actually need to be able to redeem even something fairly small.
Realise too that if you’re a big spender and if you’re therefore counting on earning loads of points, there may be limitations set so that after you’ve spent a certain amount you’ll only earn half the points from then on. It’s worth being aware of all these little catches.
As with any card, if you’re not on top of your monthly repayments, you’ll lose out on the points you could earn or money you could be saving and may actually spend more than you planned. This would mean that the card isn’t actually doing you any favours at all and is instead costing you. It’s important to be in control of spending and repayments so that you can maximise the card’s benefits.
In the end…
The card suits the mid to high income earner, and particularly the regular Virgin traveller. If the card will benefit your lifestyle and if you keep well aware of all the little ins and outs, it could well be worth your while considering.